by Tesfa Pay | Jul 30, 2019 | Cyber Security
The Capital One breach has exposed the personal information of 106 million customers and applicants in the U.S. and Canada.
ByBourree Lam July 30, 2019
In this latest massive consumer-data breach, a hacker accessed the personal information of 100 million Capital One credit-card customers and applicants in the U.S. and six million in Canada.
The breach stands to be one of the worst for U.S. consumers because of the type of financial information that was accessed. This valuable consumer financial information can be used to figure out the identities of the most creditworthy or affluent consumers and open a card or loans in their names.
Here’s what you need to know if you have a Capital One credit card or have applied for one in the past, and how to protect your accounts and information.
• I have a Capital One credit card. What happened?
Sensitive identity information about consumers and small businesses who applied for Capital One credit cards between 2005 and 2019 was exposed. So if you have a Capital One credit card, or have applied for one in that time frame, your information is part of this data breach.
The information leaked includes names, addresses, ZIP Codes, phone numbers, email addresses, dates of birth and self-reported income, the bank said. Consumer data including credit scores, credit limits, balances, payment history and some transaction data are also part of the breach. Also exposed were about 140,000 Social Security numbers and 80,000 linked bank account numbers.
What to do for Capital one customer:
- The bank is offering free credit monitoring and identity protection to those affected “through a variety of channels,” but won’t be calling anyone — and it warned customers not to give out information over the phone or email.
- Freeze your credit by contacting Equifax, Experian or Transunion. The process is free and guaranteed by federal law.
- Change your passwords for all financial profiles and set up two-factor authentication.
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by Tesfa Pay | Oct 3, 2018 | Cyber Security
There have been two major API related cyber hacks within the past month
T-Mobile announced late last month that data for more than two million T-Mobile customers was accessed in a coordinated exploitation of an improperly secured API. This is one of the areas where the Akana API Gateway shines. Leading enterprise customers around the globe in financial services, government, healthcare, and other industries rely on Akana to secure their most sensitive applications.
Facebook announced a security breach which allowed hackers to query Facebook’s API system, exposing up to 50 million user accounts.
HERE is a link to a blog written by one of our senior API consultants that I think you may find of interest regarding mitigating API security risks.
by Tesfa Pay | Mar 4, 2018 | Cyber Security, Tesfa Pay
Protect Your Business and Personal Assets
Cyber thieves have a variety of tools available at their disposal to crack your business’s passwords and hack your data. The use of traditional passwords is a slippery slope for companies these days. A much more reasonable approach is to safeguard proprietary data via things like multifactor authentication, single sign-on services or biometrics. According to security researchers’ recent findings, the majority of data breaches that occurred in 2017 revolved around stolen or weak access credentials. Cyber thieves have a variety of tools available at their disposal to crack your business’s passwords and hack your data. Let’s dissect the most common password cracking methods that online perpetrators leverage to hack companies and individuals.
Is your password strong enough?
Unfortunately, most online services follow password strength practices that are way out of date. Their requirements usually boil down to the length of eight characters or more and a mandatory combination of symbols, numbers, and uppercase and lowercase letters. It may take a computer minutes or even seconds to crack a password that meets these criteria alone.
All of this poses a serious challenge to end users and service providers. It’s too hard for the average person to create dozens of unique, long passwords for websites they use, change them regularly and remember all of them.
It is recommended to use the longest possible passwords that online services allow and leverage a reputable password management solution to store them. Furthermore, you should safeguard the vault with a master passphrase that’s about 30 characters long. Make sure it’s not a quote from a novel or anything that can be found on the internet. Importantly, all of your passwords should be generated randomly and make little sense, or no sense at all. If you can remember it and tell it to someone, it’s not a good password.
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